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You can contact Citizens Advice consumer service by phone or on-line if you need further help with a consumer problem. Alternatively you can get advice from your local Citizens Advice Bureau.

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Lenders are within their rights to report your failure to repay a loan to one or all of the major credit reporting agencies — Experian, Equifax and Transunion. This negative report will be reflected on your credit history indefinitely until the loan is repaid in full. After the lender has received payment in full, they will report this to the credit reporting agencies and the report will be removed from your record. under white

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